{"id":610,"date":"2019-09-20T20:05:51","date_gmt":"2019-09-20T18:05:51","guid":{"rendered":"http:\/\/snupden-fsu.fr\/?p=610"},"modified":"2023-08-24T16:30:25","modified_gmt":"2023-08-24T14:30:25","slug":"reforme-des-retraites","status":"publish","type":"post","link":"https:\/\/snupden-fsu.fr\/index.php\/2019\/09\/20\/reforme-des-retraites\/","title":{"rendered":"R\u00e9forme des retraites"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Une diminution des pensions programm\u00e9e <\/h2>\n\n\n\n<p><em>Con\u00e7ue dans le droit fil du rapport\nDelevoye remis cet \u00e9t\u00e9 au gouvernement, la r\u00e9forme des retraites devrait \u00eatre\n\u00e9labor\u00e9e \u00e0 l\u2019automne pour \u00eatre discut\u00e9e par le Parlement d\u00e8s le d\u00e9but de\nl\u2019ann\u00e9e 2020. Parce que cette nouvelle r\u00e9forme concerne l\u2019ensemble des\npersonnels, il nous a sembl\u00e9 n\u00e9cessaire d\u2019apporter un \u00e9clairage sur l\u2019impact\nqu\u2019elle aura pour les futurs retrait\u00e9s.<\/em><\/p>\n\n\n\n<p>Les principes sur lesquels s\u2019appuie le rapport Delevoye suscitent l\u00e9gitimement beaucoup d\u2019inqui\u00e9tudes. Le premier d\u2019entre eux est le cadre financier dans lequel la r\u00e9forme s\u2019inscrit. En effet, le rapport du haut-commissaire fixe comme imp\u00e9ratif que les retraites ne d\u00e9passent pas 14% du PIB. D\u00e8s lors que l\u2019on sait que les plus de 65 ans repr\u00e9senteront 25% de la population en 2035 contre 18,6% en 2015, on comprend bien que cette r\u00e9forme aboutira <em>de facto<\/em> \u00e0 une baisse du montant de toutes les pensions. Cet imp\u00e9ratif constitue le cadre autour duquel un ensemble de mesures vise \u00e0 faire entrer les futures retraites dans un cadre budg\u00e9taire contraint\u00a0:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Actuellement, le calcul de la pension sur les 25\nmeilleures ann\u00e9es ou sur les 6 derniers mois et en r\u00e9f\u00e9rence \u00e0 un certain\nnombre de trimestres permet d\u2019\u00e9vacuer les p\u00e9riodes les moins bien r\u00e9mun\u00e9r\u00e9es,\nde pr\u00e9carit\u00e9 ou de ch\u00f4mage. Il instaure quelques \u00e9l\u00e9ments entre les actifs qui\nont eu une carri\u00e8re compl\u00e8te et ceux qui ont connu des interruptions de\ncarri\u00e8re pour des raisons familiales ou qui ont subi le ch\u00f4mage et la\npr\u00e9carit\u00e9.<\/li><li>La r\u00e9forme des retraites envisag\u00e9e dans le\nrapport Delevoye ne prendrait plus en compte le salaire des 25 meilleures\nann\u00e9es ou sur les 6 derniers mois, mais toute la carri\u00e8re. C\u2019est pourquoi, m\u00eame\ns\u2019il est pr\u00e9vu que les primes soient int\u00e9gr\u00e9es dans le nouveau calcul des\npensions, il n\u2019est pas dit qu\u2019elles compensent pour tout le monde les pertes\npr\u00e9visibles et en particulier pour les femmes fonctionnaires dont les carri\u00e8res\nfont l\u2019objet de moindres promotions que les hommes. A noter que les primes\nseront soumises au m\u00eame taux de cotisation sociale que les traitements.<\/li><li>Le passage d\u2019une retraite par r\u00e9partition \u00e0 une\nretraite par points constitue une autre source d\u2019inqui\u00e9tudes. Pour peu qu\u2019on\nait la chance d\u2019avoir une carri\u00e8re compl\u00e8te, comment les salari\u00e9s pourront-ils\nconna\u00eetre la valeur du point entre leur entr\u00e9e et leur sortie de la vie\nprofessionnelle&nbsp;? En outre, les r\u00e8gles d\u2019indexation du point sur les prix\nou sur les salaires montrent que les pensions th\u00e9oriques peuvent varier\nconsid\u00e9rablement\u2026&nbsp; <\/li><li>Un pr\u00e9c\u00e9dent&nbsp;: celui des r\u00e9gimes\ncompl\u00e9mentaires AGIRC et ARCCO. Les salari\u00e9s acqui\u00e8rent deux fois moins de\ndroits actuellement avec la m\u00eame cotisation qu&rsquo;en 1973. De plus les pensions\nvers\u00e9es ont diminu\u00e9 suite \u00e0 la baisse de la valeur de service du point et une\nd\u00e9cote de 10% pendant 3 ans est appliqu\u00e9e aux salari\u00e9s faisant valoir leur\ndroit \u00e0 retraite \u00e0 l&rsquo;\u00e2ge du taux plein du r\u00e9gime g\u00e9n\u00e9ral.<\/li><li>La question de l\u2019\u00e2ge pivot de 64 ans sur lequel\nle Pr\u00e9sident de la R\u00e9publique est revenu r\u00e9cemment pose \u00e9galement la question\nde la dur\u00e9e des cotisations, des d\u00e9cotes \u00e0 envisager.<\/li><li>Le dogme selon lequel l\u2019allongement de la dur\u00e9e\ndu travail serait l\u00e9gitim\u00e9 par une esp\u00e9rance de vie plus longue est faux. En\neffet, si la France fait partie des pays o\u00f9 l\u2019esp\u00e9rance de vie \u00e0 la naissance\nest la plus longue (85,3 ans pour les femmes et 79,5 ans pour les hommes),\nc\u2019est une affaire bien diff\u00e9rente pour l\u2019esp\u00e9rance de vie en bonne sant\u00e9 qui\nrecule actuellement (64,9 ans pour les femmes et 62,6 pour les hommes).<\/li><li>Autres droits rogn\u00e9s&nbsp;: les pensions de\nr\u00e9version avec un nouveau mode de calcul (valables uniquement pour les couples\nmari\u00e9s, disparition de la r\u00e9version pour les d\u00e9c\u00e8s en activit\u00e9), les droits\nli\u00e9s aux enfants.<\/li><\/ul>\n\n\n\n<p>L\u2019ensemble de ces mesures, associ\u00e9es \u00e0\nune individualisation des carri\u00e8res, une r\u00e9forme de la Fonction publique, font\npeser de lourdes menaces sur ce qui constitue le pacte r\u00e9publicain, la\nsolidarit\u00e9 entre les g\u00e9n\u00e9rations. L\u2019incitation \u00e0 cotiser pour des compl\u00e9ments\nde retraite par capitalisation, pour ceux qui pourront le faire, ne garantira\nm\u00eame pas des montants de compl\u00e9mentaires s\u00fbrs et certains. L\u2019effondrement de\ncertaines de caisses de retraite aux Etats-Unis (<em>Washington Mutual<\/em> en\n2008) en constituent un exemple pr\u00e9gnant et dramatique. Pour le secteur\nbancaire, la manne financi\u00e8re potentielle est \u00e9norme&nbsp;; elle s\u2019\u00e9l\u00e8verait \u00e0\n300 milliards d\u2019euros\u2026<\/p>\n\n\n\n<p>Affili\u00e9 \u00e0 la FSU, le sn<em>U.<\/em>pden-FSU partage \u00a0plusieurs de ses propositions comme le maintien du Code Des Pensions, l&rsquo;\u00e2ge de d\u00e9part \u00e0 60 ans avec 75% du revenu d&rsquo;activit\u00e9, la r\u00e9forme des cotisations patronales, la taxation des produits financiers bruts des entreprises non financi\u00e8res et les produits financiers nets des banques, la suppression des exon\u00e9rations des cotisations patronales qui ne cr\u00e9ent pas d\u2019emploi et qui tirent les salaires vers le bas\u2026<\/p>\n\n\n\n<p>Plus que jamais, l\u2019engagement militant constitue un enjeu de soci\u00e9t\u00e9. Rejoignez le sn<em>U.<\/em>pden &#8211; FSU pour combattre avec d&rsquo;autres organisations syndicales ce projet de loi inique.<\/p>\n\n\n\n<p>Paris, le 20 septembre 2019<\/p>\n\n\n\n<p>Samuel Lautru et Anne-Marie Guichaoua<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>Une diminution des pensions programm\u00e9e Con\u00e7ue dans le droit fil du rapport Delevoye remis cet \u00e9t\u00e9 au gouvernement, la r\u00e9forme des retraites devrait \u00eatre \u00e9labor\u00e9e \u00e0 l\u2019automne pour \u00eatre discut\u00e9e <a class=\"mh-excerpt-more\" href=\"https:\/\/snupden-fsu.fr\/index.php\/2019\/09\/20\/reforme-des-retraites\/\" title=\"R\u00e9forme des retraites\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[10,22,24],"tags":[71,46],"class_list":["post-610","post","type-post","status-publish","format-standard","hentry","category-actualites","category-carriere","category-retraites","tag-diminution-des-pensions","tag-reforme-des-retraites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>R\u00e9forme des 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